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Summary*

InCred, founded in 2016 and headquartered in Mumbai, India, is a technology-driven non-banking financial company specializing in personal, education, and business loans. The company leverages advanced analytics to offer tailored financial solutions through its online platform, catering to individuals and businesses seeking collateral-free loans.

Since its inception, InCred has demonstrated significant growth, attracting substantial investments from various investors. In November 2023, the company secured a Series D funding round of $60.13 million, valuing the company at $1.04 billion and propelling it to unicorn status. This funding round, led by investors including Ram Nayak, Ranjan Pai, and Varanium Capital, among others, highlights the strong investor confidence in InCred's business model and growth potential.

As of now, there are no concrete reports or official announcements regarding InCred's plans for an initial public offering (IPO). The company's focus appears to be on expanding its operations and strengthening its market position in the competitive lending industry. InCred's recent funding success and unicorn valuation may influence future decisions regarding going public, but any discussions about a potential IPO remain speculative at this point.

Factors that could potentially impact InCred's IPO considerations include market conditions in the financial technology sector, regulatory environment for non-banking financial companies in India, and the company's financial performance and growth trajectory. However, without official statements from InCred or its representatives, it's important to note that any IPO-related information should be treated as unconfirmed reports or market speculation.

Investors interested in the possibility of investing in InCred stock or buying InCred shares should keep an eye on official announcements from the company regarding any potential public offering plans. As with any investment decision, it's crucial to conduct thorough research and consider market conditions before making financial commitments.

How to invest in InCred

While InCred's IPO prospects remain uncertain, investors eager to gain exposure to promising fintech companies don't have to wait. At Linqto, we offer members access to interests in pre-IPO private companies, including potential leaders in the financial technology sector. Our platform allows you to diversify your portfolio with lower minimum investments, potentially benefiting from the growth of emerging fintech innovators before they go public.

*These comments should not be interpreted to mean that the company is formally pursuing or foregoing an IPO. The information provided above is based on current online discussions and is not intended as investment advice. Linqto does not endorse or guarantee the accuracy of this information, and we strongly recommend conducting your own research or consulting with a professional advisor before making any investment decisions. Linqto cannot be held liable for any investment outcomes resulting from the use of this information.