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Summary*

Starling Bank, founded in 2014 and headquartered in London, is a digital bank offering a range of personal and business banking services through an intuitive mobile app. The company has gained significant traction in the UK financial sector, providing current accounts, overdrafts, loans, and money transfer services to customers seeking modern, mobile-first banking experiences.

Since its inception, Starling Bank has successfully raised over £905 million in funding across multiple rounds, with its most recent valuation reported at £2.69 billion in February 2023. The company has attracted investments from notable firms such as Fidelity Investments, Goldman Sachs, and Qatar Investment Authority, demonstrating strong investor confidence in its business model and growth potential.

While there have been no official announcements regarding Starling Bank's IPO plans, the company's continued growth and substantial funding rounds have naturally led to speculation about its future in the public markets. However, it's important to note that any discussions about a potential IPO remain purely speculative at this time.

Factors that could influence Starling Bank's decision to go public in the future may include market conditions, regulatory environment, and the company's financial performance. As a digital bank operating in a highly competitive landscape alongside traditional banks and other fintech companies, Starling Bank's ability to maintain its growth trajectory and achieve profitability could be crucial in determining its readiness for an IPO.

Investors interested in the fintech sector and digital banking should continue to monitor Starling Bank's progress and any official announcements regarding its future plans. As always, it's advisable to conduct thorough research and consider multiple factors before making investment decisions.

How to invest in Starling Bank

While Starling Bank's IPO prospects remain uncertain, investors eager to gain exposure to innovative fintech companies don't have to wait. At Linqto, we offer members access to interests in pre-IPO private companies, including potential leaders in the digital banking sector. Our platform allows you to diversify your portfolio with lower minimum investments in promising fintech startups, potentially benefiting from their growth before they go public.

*These comments should not be interpreted to mean that the company is formally pursuing or foregoing an IPO. The information provided above is based on current online discussions and is not intended as investment advice. Linqto does not endorse or guarantee the accuracy of this information, and we strongly recommend conducting your own research or consulting with a professional advisor before making any investment decisions. Linqto cannot be held liable for any investment outcomes resulting from the use of this information.